Examples of Spam targeting financial:
(if you see these
in your in-box, don't click on any of the links, don't reply to these
e-mails... just delete)
Subject: Rejected ACH transaction, please review the transaction
report
Message: Dear bank account holder,
The ACH transaction, recently initiated from your bank account (by you or any
third party), was rejected by the Electronic Payments Association. Please review
the transaction report by clicking the link below:
Unauthorized ACH Transaction Report
------------------------------------------------------------------
Copyright ©2009 by NACHA - The Electronic Payments Association
Subject: Notice of Underreported Income
Message: Taxpayer ID: info-00000174073547US
Tax Type: INCOME TAX
Issue: Unreported/Underreported Income (Fraud Application)
Please review your tax statement on Internal Revenue Service (IRS) website
(click on the link below):
review tax statement for taxpayer id: info-00000174073547US
Internal Revenue Service
Subject: JEFF AND THE MOTHER CONTACTING YOU
Message: WITH ALL DUE RESPECT,
AFTER GOING THROUGH YOUR PROFILE, ME AND MY MOTHER DECIDED TO CONTACT YOU IF YOU
WILL ASSIST US OVER RELOCATE TO YOUR COUNTRY WITH OUR INHERITANCE FUND $7
MILLION, 200 HUNDRED THOUSAND USA DOLLARS.
I INHERITED IT FROM MY LATE FATHER, SO SINCE WE DON'T KNOW ANYBODY IN YOUR
COUNTRY, WE MADE A RESEARCH ON THE NET FIRST, TO FIND SOMEONE WHO WILL HELP US,
IMMEDIATELY WE FOUND YOUR EMAIL ADDRESS WE DECIDED TO CONTACT YOU BY FAITH
HOPING THAT YOU WILL NOT LET US DOWN.
PLEASE, WE REALLY NEED YOUR ASSISTANCE IN THIS, TO ENABLE US HAVE ACCESS OF
THESE FUND IN YOUR COUNTRY. MAY GOD BLESS YOU AS WE WAIT TO HEAR FROM YOU.
YOURS TRUELY.
JEFF AKA AND THE MOTHER
Subject: Interested?
Message: Good day,
I require a partner to transfer $8.6m that belonged to a dead customer of my
bank.
Reply for more information on the procedure.
Regards,
Liu Yan
Subject: Offer
Message: Hi Sir.
You have a wonderfull offer to getting Shairs of World's leading Companies.
If you interested please reply me.
Thanks
Tony
Subject: John
Message: Dear, I am Fletcher John, 17 years old and I have lost my
parents. Please help me to invest the money my late father left for me and also
help me come over to your country to continue my education. The money is
$9,000,000.00 and it is in the bank. I promise to give you 15% if you can help
me. - Fletcher John
Subject: Investment Plan
Message: Dear Sir, Best compliments of the day. I have a client who wants
to invest in your country with the sum of US$35.5M. My client is a general in
the Nigeria army and he needs protection for his family. If you can handle such
a huge sum of investment, please get back to me as soon as possible to discuss,
for example the investment plan and agreement procedure. Kindly reply with your
business profile to enable us advise our client accordingly, and do not forget
to include your telephone contacts for easy communication. Thank you.
Subject: IRS Notification - Tax Refund
Message: After the last annual calculations of your fiscal activity we
have determined that you are eligible to receive a tax refund of $249.30.
Please submit the tax refund request and allow us 3-6 days in order to process
it.
To access the form for your tax refund, please click here...
Regards,
Internal Revenue Service
Note: For security reasons, we will record your ip-address, the date and time.
Deliberate wrong inputs are criminally pursued and indicated.
Subject: Office Of The Paymaster General
Message: ATM CARD PAYMENT FOR FUND BENEFICIARIES
INTERNATIONAL CREDIT SETTLEMENT
OFFICE OF THE DIRECTOR OF OPERATIONS
CENTRAL BANK OF NIGERIA.
ATTENTION BENEFICIARY:
THIS IS TO OFFICIALLY INFORM YOU THAT WE HAVE VERIFIED YOUR CONTRACT/INHERITANCE
FILE AND FOUND OUT THAT WHY YOU HAVE NOT RECEIVED YOUR PAYMENT IS BECAUSE YOU
HAVE NOT FULFILLED THE OBLIGATIONS GIVEN TO YOU IN RESPECT OF YOUR
CONTRACT/INHERITANCE PAYMENT.
SECONDLY WE HAVE BEEN INFORMED THAT YOU ARE STILL DEALING WITH THE BANK'S NONE
OFFICIALS IN ALL YOUR ATTEMPT TO SECURE THE RELEASE OF THE FUND TO YOU. WE WISH
TO ADVICE YOU THAT SUCH AN ILLEGAL ACT LIKE THIS HAVE TO STOP IF YOU WISHES TO
RECEIVE YOUR PAYMENT SINCE WE HAVE DECIDED TO BRING A SOLUTION TO YOUR PROBLEM.
RIGHT NOW WE HAVE ARRANGED YOUR PAYMENT THROUGH OUR SWIFT CARD PAYMENT CENTER
ASIA PACIFIC, THAT IS THE LATEST INSTRUCTION BY THE PRESIDENT ALHAJI UMARU
YAR'ADUA WHO WAS ELECTED IN ON THE 29TH MAY 2007 (GCFR) FEDERAL REPUBLIC OF
NIGERIA.
THIS CARD CENTER WILL SEND YOU AN ATM CARD WHICH YOU WILL USE TO WITHDRAW YOUR
MONEY IN ANY ATM MACHINE IN ANY PART OF THE WORLD, BUT THE MAXIMUM IS TWO
THOUSAND FIVE HUNDRED DOLLARS PER DAY, SO IF YOU LIKE TO RECEIVE YOUR FUND THIS
WAY PLEASE LET US KNOW BY CONTACTING THE CARD PAYMENT CENTER AND ALSO SEND THE
FOLLOWING INFORMATION:
1.YOUR FULL NAME
2. PHONE AND FAX NUMBER,
3. ADDRESS WERE YOU WANT THEM TO SEND THE ATM CARD
4. YOUR AGE AND CURRENT OCCUPATION
5. A COPY OF YOUR IDENTITY ATTACHED TO E-MAIL
THE ATM CARD PAYMENT CENTER HAS BEEN MANDATED TO ISSUE OUT $10, 300, 000. 00 AS
PART PAYMENT FOR THIS FISCAL YEAR 2007. WHICH YOU ARE ADVICE TO CONTACT NOW THAT
THE NEW ELECTED PRESIDENT HAS TAKEN OVER THE GOVERNMENT FOR THE RELEASE OF YOUR
FUND.
ALSO FOR YOUR INFORMATION YOU HAVE TO STOP ANY FURTHER COMMUNICATION WITH ANY
OTHER PERSON(s) OR OFFICE(s). THIS IS TO AVOID ANY HITCHES IN FINALIZING YOUR
PAYMENT AS SOON AS YOU REPLY TO THIS IMPORTANT MESSAGE FOR FURTHER DIRECTION IN
THIS REGARDS AND ALSO UPDATE ME ON ANY DEVELOPMENT FROM THE ABOVE MENTIONED
OFFICE.
NOTE: THAT BECAUSE OF IMPOSTORS, WE HEREBY ISSUED YOU OUR CODE OF CONDUCT, WHICH
IS (811) SO YOU HAVE TO INDICATE THIS CODE WHEN CONTACTING THE CARD CENTER.
Subject: Online Banking Profile Update Required
Message: Dear Valued Customer,
We recently performed a system maintenance on our Secure-Server for Online
Banking users, this is to ensure that our Valued customers such as you access
your accounts easily and without hassles. This Upgrade was designed in order to
provide a better and risk-free Online Banking session, during an attempt to
upgrade your account into our newly-secured secured-server we were unable to
update your account therefore leading us to send you this e-mail letter which
was sent directly from our Secured Updating Server. You are required to click on
the " Update Now " link stated below in order to update your account, clicking
on the "Update Now" will take you to our external secured server (Fully Secured)
where you will be required to fill in necessary information in order to complete
your update process. Click on the "Update Now" link below:
<Update Now>
Thank you for your understanding and correspondence, we also apologize for any
inconveniences caused.
Online Banking Accounts Department -
Bank Of America
Subject: Your PayPal Account access has been blocked
Message: Dear PayPal Customer,
This email is to inform you, that we had to block your PayPal Account access
because we had to upgrade our servers in order to remove online fraud.
Our terms and conditions you agreed to state that your account must always be
under your control or those you designate at all times. We have noticed some
unusual activity related to our servers that indicates that other parties may
have access and, or control of your informations in your account.
Please follow this link to confirm your account access information...
Please be aware that until we can verify your identity no further access to your
account will be allowed and we will have no other liability for your account or
any transactions that may have occurred as a result of your failure to upgrade
your account as instructed above.
Thank you for your time and consideration in this matter .
Sincerely,
PayPal Account Departement.
Subject: Thank you, we are accepting your application
Message: Your credit score does not matter to us!
If you OWN real estate and want IMMEDIATE pocket money to spend ANY way you
like, or simply wish to LOWER your monthly payments by a third or more, here is
best deal we can offer you THIS EVENING (hurry, this lot will expire TODAY):
$261,000+ loan
AND EVEN MORE: After further review, our lenders have established the lowest
entire payment!
Hurry, when our best deal is gone, it is gone. Simply fill out this quick
form...
Do not worry about approval, your credit score will not disqualify you!
Subject: important notification
Message: This is to inform you that your funds of US$10 Million has been
approved for immediate delivery to you.
For the purpose of clarification, you are advised to reconfirm your Full Names,
Direct Telephone Numbers, and Physical Address with Zip Code so that there will
be no error during the delivery of the funds to you in your country of
residence.
Your quick response will be highly appreciated.
